Commercial Property Finance

Under Shariah finance principles, money must be put to a good use to generate profit supported by genuine trade or a business related activity. As such, the giving or receiving of interest (making ‘money from money’) is prohibited. For commercial property finance we use a shariah compliant financial arrangement which is known as ‘Commodity Murabaha’.
The Bank organises all the necessary paperwork involved with the transaction, which is overseen by Solicitors. As part of the arrangement, profit is generated, which is the agreed margin that the Bank makes on the transaction.